The threshold
What qualifies
The threshold is simple: commercial / B2B only, a real documented invoice or contract, not already placed elsewhere, and a balance at or above our minimum floor. Healthcare and consumer debt are out of scope.
What we take
- Commercial, business-to-business invoices over our minimum [threshold].
- A real, documented invoice or contract.
- An account that is not already with another agency.
What we don’t
- Consumer debt — we do commercial.
- Healthcare debt.
- Anything below the minimum [threshold].
When to think of us
Think of us at the exact moment you see aging A/R — not weeks later. Refer when you see:
- A client with invoices 90+ days past due.
- A client who says “we gave up on collecting this.”
- A customer who has stopped responding.
- A client considering writing off the balance.
- An invoice too small for litigation but too large to ignore.
- A client with multiple old B2B invoices.
- A client who is angry but does not want to chase.
- An aging report with balances over the minimum threshold.
Have an account that qualifies?
If it's commercial, real, and over the minimum, it's exactly what we want. Apply to get your partner link.