For factors and alternative lenders
Declined and soured receivables don't have to be dead losses.
The invoices you decline and the accounts that sour after purchase don't have to be dead. Send them to us, and we recover them professionally, at no cost unless we collect.
Why advisors like you join
- Turn declined accounts into recovered cash
- You never become the collector.
- No cost unless we collect.
“We already have collections.”
Use us for overflow, declined, or out-of-box accounts.
A licensed commercial collection agency
On a recent commercial recovery engagement, roughly half of the receivables the client had already written off were recovered.
- Who recovers
- Recovery is performed by Midwest Service Bureau, LLC of Wichita, Kansas — a licensed commercial collection agency established in 1970, serving all 50 states. ACA International member, BBB accredited.
- ACA International
- ACA International member.
- HIPAA compliant
- The recovery agency maintains HIPAA compliance; this network places commercial B2B accounts only.
- Minority Business Enterprise
- NMSDC-certified Minority Business Enterprise (MBE).
- Contingency
- Works on contingency; clients pay nothing unless we recover.
- Commercial only
- Commercial B2B accounts only, no consumer, no healthcare.
How it works
- 1
Apply
Tell us who you are and the kinds of clients you serve. Membership is selective: we admit a limited number of qualified advisors per market.
- 2
Get approved
We review qualified applicants quickly and give you a login, your referral link, and everything you need to make a clean introduction.
- 3
Submit a referral in two minutes
When a client has a past-due commercial invoice, submit it through your partner link. It takes about two minutes: the client's name, the amount owed, and how far past due it is. That's enough for us to get started.
- 4
We work it
We verify the account and recover it professionally, and we handle your client's customer with care, because it's your name on the introduction.
- 5
Your client gets their money back
We recover the account and keep you updated at every step, with a clean record of the outcome. You never become the collector. You stay the trusted advisor who knew exactly who to call.
- 6
Your best accounts earn you standing
Consistent, well-qualified referrals raise your standing in the network: priority handling on your accounts, earlier access to advisor resources, and recognition as a trusted advisor.
When to think of us
The moments worth a referral:
- A client with invoices 90+ days past due.
- A client who says “we gave up on collecting this.”
- A customer who has stopped responding.
- A client considering writing off the balance.
- An invoice too small for litigation but too large to ignore.
- A client with multiple old B2B invoices.
- A client who is angry but does not want to chase.
- An aging report with real past-due commercial balances.
Ready to help your clients collect?
Membership is selective. We admit a limited number of qualified advisors per market, and approve qualified applicants quickly.